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One of the first items a parent will use after they have bought their baby home is a Moses basket with stand. This is a great alternative to a large cot that you may have trouble fitting in your home at first. A lot of parents choose a Moses basket over a cot for various reasons. Not only is it more suited to smaller spaces, they are also built to support your baby in their early stages of life. For example, their high walls that surround your little one is made to make them feel comforted and supported. It will remind your baby of being in the womb and allow them to have a better night’s sleep.

They are also much easier to transport than a cot. The handles give you an easy way to carry it around your home or take it to nan and grandads house for the weekend! Many parents know what a Moses basket is, but they don’t really know why they should get a stand with it. A Moses basket with stand can make it feel much more like a cot. Placing your baby on the floor isn’t something that everyone feels comfortable with doing. Like the Moses basket, they are also really easy to transport and lots of them have a fold-down function.

Stands aren’t only great for using in your bedroom when you little one is sleeping, they’re great for using all around the house. If your baby needs to be put down for a nap but their Moses basket is upstairs, you can easily bring this down with the stand and place it wherever is safest. This means you can continue what you’re doing whilst keeping a close eye on your baby.

Is it safer to purchase a Moses basket with stand?

Without a Moses basket with stand, it can sometime be difficult to know where to place your baby down. Whilst some parents place the Moses basket on the floor, others position it on a higher, sturdy surface. However, there are risks to both of these places. If your baby is on the floor, something could potentially fall onto them as you are moving around the room and cause injury to your little one. A higher surface can be safe, but only if it is completely supported and large enough for the Moses basket. If you place the Moses basket on a surface that is wobbly or where the basket is hanging over the edge, you are taking a huge risk.

By using a Moses basket with stand, you can confidently set your baby up in their own space around your room away from any hazards. Stands are built to properly support the Moses basket and is sturdy enough to stand whilst your baby moves around. To remove any possible risks of it wobbling, it’s important that you place is on a flat surface.

If a Moses basket is your only option once you have had your baby, we advise that you purchase one with a stand to keep your little one safe. It’s essential that you try and remove all possible risks when it’s to do with your baby as one small error could cause a huge impact on you and your baby.

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Not all children find language easy to learn. For many toddlers, it’s a struggle to communicate with parents and friends. This break in dialogue often manifests in frustration and tantrums, only creating more friction and tension with the relationships. The behavior is likely manifesting from the inability to get across ideas and emotions. To alleviate the aggravation, try the following methods to build vocabulary and syntax.

  1. Language Emersion

At times, kids don’t have enough exposure or opportunity to speak. This factor could explain the trouble in building a vast set of words. Placing kiddos in a place that understands speech development is vital. Look for a daycare Jacksonville FL that emphasizes communication. Teachers encourage students to speak up for themselves, and the constant observation of other kids is helpful too.

  1. Speech Therapy

Professionals with a speech therapy degree are aware of the reasons for delays. They assess the problems and put together a plan for remediation. Many of these experts work with kids once or twice a week, offering suggestions for continued improvement at home.

  1. Music Classes

Songs have the ability to stick with some learners. The music is enticing, and the lyrical nature of the music easier on the ears. Try a 30-minute parent-child music class where you sing together. You can then practice your young one’s favorite songs at home.

  1. Sign Language

Tactile learners find sign language interesting. Several programs teach youth to use their hands to get across their ideas and feelings. For kiddos who are having many outbursts, this method allows for more dialogue, possibly reducing fits and confusion.

Don’t give up. Children learn at different rates. Some need more assistance in getting to the finish line. Remember to make language natural and enjoyable. Most people, especially kids, are willing to try something fun.

 

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We all have health goals that we wish to achieve every year. We make plans for exercising and eating healthy, balanced meals. We even begin with incorporating all these healthy habits in our daily lives with great enthusiasm. However, as our work takes precedence, we find it extremely difficult to follow up with these healthy practices due to sheer lack of time and energy.

When we get busy, we easily overlook the importance of healthy meals and rush to grab easily available junk food on our way to work. This is where ready to eat meals can really save you. These can be healthy meal options which save your time when you are in a hurry.

There are many online food partners that serve ready to eat healthy meals to their subscribers. You can visit https://direct.saladservers.com.au/ to look out for their healthy and delicious meal plans for your entire family. With Salad Servers Direct based in Australia, you do not need to spend hours doing meal prep in the kitchen. Just heat and serve delicious food to your family members even on busy days.

Benefits of ready to serve food

Apart from being convenient to use heat and serve meal options have the following advantages:

  1. It saves our time:

    • Traditional cooking needs extensive meal prep and cooking time.
    • With the ready to serve meal, you just need to heat the meal package and that is it, you have prepared a wholesome meal for yourself.
    • This is especially a great meal option for those who have a busy work schedule and college students.
  2. Easy availability:

    • In today’s scenario, everything is easily available with the click of our phone.
    • This is especially true for healthy meal options that are easily available in variety of options and flavour profile to choose from.
  3. Stress free wholesome meals:

    • When you are the one responsible for arranging a nutritious balanced meal for a large family, it can get frustrating over time.
    • Half of the day goes in meal planning itself and for many it becomes a major cause of stress.
    • With readymade meals, you can cater to the needs of everyone despite difference in taste and dietary requirements.
  4. Safe and hygienic food:

    • Ready to eat meals are usually prepared while follow high-quality and cleanliness standards in the kitchens.
    • Usually, these commercial kitchens have qualified all safety checks and you can sit back and enjoy your meals without worrying about the hygiene of the food.
  5. It is a practical investment:

    • It is not just convenient to order ready to eat meals when you are busy but also a value for money when you have a large family to serve.
    • It is quite impractical to prepare 3 meals for every member of the family who have different taste perceptions and thus these meals give us a practical and no waste solution.
    • It is also money and food saving solution for those who live alone because preparing meals for just 1 person often costs more and always results in food wastage.

You can also subscribe for ready to eat food from a variety of healthy, nutritious, and balanced meal options. Just sit back and enjoy delicious meals that just need a few minutes of heating time.

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Between playing video games and always being on their phones and gadgets—there are several reasons why most kids nowadays stay indoors. These days, it seems like there are fewer reasons for children to go outdoors or have the desire to explore their natural environments. This factor makes it challenging for today’s parents to persuade their kids to put down their devices in favor of taking a fresh breath of air.

However, besides letting them bask in a bit of sunshine, there are many benefits that kids can get from spending time outdoors, ranging from improving cognitive skills to boosting their immune system.

With that in mind, here are the best ways to encourage your kids to go outside and make it fun.

Create Creative Outdoor Play Spaces

One of the most effective ways to get children outdoors is making the outside more appealing to them. This could mean building an outdoor kitchen with a fire pit for fun s’mores nights and story time with the family or a play structure that looks like a pirate ship. These changes can bring any child outside and explore more.

Get your Kids Interested in Birdwatching or Wildlife Watching

Getting your children interested in bird watching or general wildlife is an excellent first step in appreciating the vast outdoors more. It’s one of the more effective strategies since you can let them use their favorite gadgets to search for information about different species or take pictures. You can make the experience more memorable by allowing them to help you build a birdhouse or take them to sanctuaries and local parks.

Let Your Kids Rough It

One of the best ways to make the outdoors more engaging and exciting to kids is by allowing them to “rough it” or experience the hardships of staying outside. For instance, bringing them out to camp and allowing them to look for sticks to make fire and toast some marshmallows while you prepare your tent is a great way to make them feel involved.

Doing this helps your children learn to be more creative and patient, allowing them to realize they don’t need to do a lot to have fun and learn while staying outdoors.

Expose Your Children to Aquatic Environments

Bringing your children to an aquatic environment like the pool or beach can reveal a new host of experiences your children may have never encountered before, not to mention the textures, sounds, and aroma. When you have free time, bring your child to the beach or public and let them explore, making them happier and engaged.

Host Outdoor Parties and Playdates

Surveys have found that 91% of children would spend more time outdoors if a friend encouraged them to do so. That’s why inviting their friends over for outdoor playdates, or small parties can be a great way to push them to spend more time outside. Plus, this makes it easier for parents, as it gives their children someone to interact with, giving them more time to do other tasks.

Let Your Children Do Outdoor Chores

Giving older kids outdoor chores to do is one of the best ways to ensure they’re spending more time outside. However, make sure to try and keep them fun and engaging. After all, you wouldn’t want your children to think that the great outdoors is only for doing chores. A great way to make outdoor chores more appealing to kids is incentivizing them by giving them something in return for each task they complete, such as more screen time or allowance.

You can also make it appealing by relating them to other activities they enjoy. For instance, the patio may need to be swept before you can enjoy sweet treats with them.

Normalize Being Outdoors

It isn’t just children who spend more time inside their homes nowadays. You’ll often find adults glued to their gadgets, and most people’s busy schedules leave them with enough time to go outside and enjoy the fresh air. Because of this, most adults in a family have normalized spending most of their time indoors and only occasionally go out for “special events,” making it seem the standard behavior to kids.

That’s why to encourage your kids to enjoy the fresh air, you need to normalize being outdoors, allowing them to see it as a part of typical daily life, not only something people do when celebrating an occasion. Whether it’s eating breakfast out on the patio or spending more time tending to your garden, doing this helps ‘normalize’ outdoor activities for your children.

Spending time outside is a crucial part of learning, development, and living a generally healthy lifestyle. The earlier you expose your kids to the great outdoors, the better it is—and the tips mentioned can make the entire process more seamless.

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When you’re a single parent, you have double responsibilities. You are in charge of everything including childcare and the household chores. You might be even working more than a single job just to make sure all the bills are paid and your kids are well taken care of.

According to statistics, the U.S. ranks number one when it comes to the highest rate of kids residing in a single-parent household. You already have your hands full of work and ensuring the kids are fed on time. If there is one more thing that could be bugging your restless mind, that would be the costly home maintenance and repairs.

The last thing you want to happen is to face numerous financial emergencies caused by your inability to prioritize home upkeep. But with your hands already full, how can you take the time off to take care of the house, let alone maintain it? There are a few secrets even the busiest homeowners do to ensure they keep up with home maintenance and repairs.

Start With a Home Maintenance Checklist

There are lots of things you ought to maintain around the house. But then, there are things you can’t afford to forget. Being too busy is not enough excuse to skip a necessary maintenance task as this can save hundreds of dollars in the long run.

So, make sure you have a maintenance checklist in place. You can simply copy one off of the internet. Just make sure it lists the maintenance tasks you need to do for every season. This will help you ensure you don’t forget anything.

Don’t forget to add a deep cleaning schedule. This will enable you to inspect the house for any signs of wear, tear, or damage. This way, you can tackle everything you missed cleaning during our regular and daily cleaning sessions.

Have a List of Reliable Local Contractors Ready

You can never tell when you will need a professional to inspect, maintain, or even repair an appliance or system. It will be easier for you to call the pros if you already have their contacts in place. Researching ahead of time is a good way to save yourself from the hassle of not knowing whom to call in cases of emergency repairs.

Do a bit of online research to find local contractors, plumbers, electricians, and the like. You can also consider asking your family, friend, or neighbor about a reliable handyman they worked with in the past. Make sure to check their reviews and have at least three contacts for each category to match.

Save their numbers on your phone and a separate record somewhere you can easily see them. This could be your phone book or a simple note on your fridge. You should not wait for an emergency behavior you find yourself professionals you will need.

Don’t Hesitate to Ask for Help

There are home maintenance and repair jobs you can safely tackle without a license. But if you have no skills yet, you can always ask someone for help. Don’t simply ask a relative, friend, neighbor, or landlord to help you with a DIY project.

Make sure you are present and ask relevant questions to learn how they do it. Knowing how to DIY home maintenance can save you thousands of dollars each year. Instead of simply watching a DIY video, having someone come over so you can ask them to teach you is always a better choice.

Don’t feel guilty for spending money on a cleaning service as you, too, deserve a break. Also, it won’t hurt to ask someone to watch over the kids for you while you DIY home maintenance. This could be your older child, a friend, a relative, or a trusty old neighbor.

Look for a Home Improvement Grant

When you’re already on a tight budget, you can consider looking for a home improvement grant. There are many states that aim to help their single-parent residents in covering the costs of home repairs, updates, and improvements. You just need to a bit of research to see if you qualify.

Did you know that there are other loans and grants available for single mothers? The FHA, VA, and USDA offer loans or grants if you qualify for their program. Different options offer different benefits and risks, so make sure to do your homework before you take the plunge.

Consider a Home Warranty

You may already have home insurance in place. But this won’t help ensure you are well covered in case of system and appliance failure. Normal wear and tear are unavoidable, making a home warranty a must.

This can help cover for the unexpected breakdowns of your home systems and appliances. There are home warranties offered at an affordable price, giving you peace of mind at the right time.

Maintaining a house is not for the faint heart. But since you’re the homeowner, it becomes your responsibility to keep up with the home repairs. This list can help you make home maintenance more manageable, even if you’re a single parent working hard to give your kids the best in life.

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Baby sleepsuits, bathrobe, socks, car seat: Learn about the must-have things in your maternity suitcase when going to the hospital for childbirth.

You have been waiting for nine months, and you are now counting days to delivery. Though full of uncertainty, these are happy moments for any mother who can’t wait to see and hold their baby. One way of ensuring that nothing goes wrong on the big day is good preparation. You should pack your maternity suitcase weeks before your expected delivery date to avoid the last-minute rush if the baby arrives earlier than expected. Below is a checklist of the must-have things in your maternity bag.

What to include in the suitcase for mum

While most hospitals provide the basics for delivery, you may need some extra items for more comfort, plus there are some essentials that the hospital won’t provide. Before packing, it is advisable to call the hospital to confirm if there are restrictions about what you should wear or eat. The checklist below will help you determine the mum items you need to pack in your maternity suitcase.

  • Essential Documents: You should ensure that essential documents like your picture ID, Insurance card and medical records are in the suitcase. The hospital might need these documents at check-in and for admission.
  • A robe: A comfortable robe is one of the most comfortable clothing during labour and after delivery.
  • A birth plan: Carry several copies of your birth plan to be shared among the members of the medical team. A good birth plan will help doctors give you quality services by outlining your preferences during labour and delivery.
  • Toiletries: Since you may be required to stay in the hospital for a day or two, you should have essential toiletries like a toothbrush, hairbrush, shampoo, lip balm, face wipes and anything else that you find necessary.
  • Comfortable clothes: You need comfortable clothes for the whole time you will be in the hospital, including after delivery. Some of the must-have clothes include a nursing bra, loose pants like sleep pants and a birth lobe if the hospital does not provide one.
  • A birth towel and a pillow: Your hospital may provide a bath towel, but it may not be of the quality you desire. Therefore, you can bring a bath towel from home for the shower after delivery. A comfortable pillow is also a plus as you will be spending most of your time on the bed.
  • Backless slippers, socks and slip-on shoes: Since your legs may get swollen from IV fluids, easy to slip on shoes is the best choice of shoes when going to maternity.

What to include in the suitcase for baby

Once you have packed everything for you in the maternity suitcase, you should move on to the essentials for the new-born baby. You can follow the checklist below.

  • Baby sleepsuits: Sleepsuits are the best clothing choice for newborn babies as they are comfortable and easy to wear and remove.
  • Diapers and wipes: You can pack a medium pack of diapers and wipes for use while at the hospital.
  • A car seat: A car set for the baby is compulsory if you will be driving home. The hospital will not allow you to your baby if you don’t have a baby seat installed in your car.

Once you have all these essentials in your bag, you will be ready to go to the hospital when the baby decides to come.

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Your home will be battered by the weather caused by climate change. The harsher climate can put a strain on any house. It is even worse when it is older and built when the weather was milder. But you can do something about it. There are several upgrades and changes that can make your place be able to stand off the effects of climate change better. Here is a closer look at some of them.

Reinforcing The Roof

One of the more important places where you need to upgrade is the roof. Whether it is the hot rays of the sun or the freezing damage of winter, damage to it can mean that a house’s occupants are not going to have a pleasant time. Climate change makes it even more important as the weather is harsher. Fortunately, several roofing upgrades can help. A simple change would be some low-maintenance gutters. In the past, you had to clean your gutters regularly, but newly-designed gutters prevent all the clogging dirt from coming in completely. Other potential upgrades are better shingles that are more durable and energy-efficient to improved ventilation so that the attic doesn’t become an oven during the hotter months.

Ready For Colder Winters

People have experienced a taste of the colder winters in the past few years. This will only get worse as the climates around the world shift. You’ll need to prepare for that in several ways. The most obvious one is to contact your local furnace company and get an upgrade of your current furnace. A stronger and more up-to-date one should be able to handle the colder temperatures. But that is not all that you should be doing. Investing in insulation, if you have not done so, is essential. Completely insulate parts of your home so that the heat inside of your house will stay there. An important part that you should not forget is your plumbing. Insulated pipes or heated ones ensure that they won’t burst because of the colder weather.

Keeping Cool During Summer

The summers will also be a lot hotter. While this is not as bad as winter’s cold, it can still be very uncomfortable. Additionally, the risk of heatstroke is pretty high. The insulation you put in for the winter months should be just as effective as keeping the heat out. While that helps a lot, it can still get pretty hot. This is where your various cooling options come in. Air conditioning is popular and very effective, but it can get expensive. Combine it with some excellent ventilation, and you should be able to handle the heat.

Preventing Water From Coming In

Another problem that can come up is the danger of storms and flooding. Waterproofing your home is going to be an effective way to ensure that your belongings don’t get damaged or you have to pay for water damage repair. While a lot of tips to deal with flooding are meant for when constructing the home, there are several later additions you can do. A notable improvement would be to improve the drainage around your house. A lot of flooding is because the area around your home retains water, and it accumulates faster than it can go away. Digging drainage ditches and canals can help. An interesting approach would be to install an underwater cistern that will drain away from the water for later use. You can also invest in a water garden. This uses plants and creative landscaping to ensure flooding won’t happen.

Increasing Water Efficiency

Climate change swings from two extremes a lot. While it can cause flooding in some parts of the year, it can also cause a water shortage in some periods. If you want to avoid water problems during them, you should upgrade your home to be more water-efficient. For example, you can change out all your faucets and shower-heads to low-flow versions. Depending on the number of replaced items, you can save hundreds of liters of water a day. That can add up, and there will be noticeable effects. You can also install a water storage tank for your home so that you have emergency water when necessary.

Bringing a house to climate change standards is a challenge. For one, the expense can be intimidating. But if your house has sentimental value, you’ll undertake the effort. Additionally, all the changes mean that the house has increased in value. That is a big bonus for many homeowners. Think about what upgrades you can do now to properly protect your home from climate changes.

Meta title: Climate Change Upgrades: Improvements That Will Soon Pay Off
meta desc: When you own a home, you should be seriously interested in how you can make it be able to weather the changes in our climate. They may seem expensive but they can be worth it in the long run.

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Chores. This single word is something that most adults are not excited about. You can only imagine how children perceive this activity.

That is why it is essential to teach them while they are young. With proper guidance, children can embrace chores as part of responsible living. Here are some practical strategies to try.

Equip and Orient Well

When one has what they need at their disposal, it is easy to finish things. The proper installation of an excellent water heater will make dishwashing a breeze. Complete garden materials will make raking or cleaning the yard fun. The idea is to provide the children with the correct equipment, so they will not treat chores as a burden. It does not mean that you have to rely on technology. Even manual pieces of equipment, as long as they are complete, will help finish the work.

Also, as a parent, you have to be clear of the results that you expect. Teach them first how they should go about a chore. You can also tell them what you want to see once they finished doing it. This way, they will try to follow a standard. You can eliminate frustrations on both sides.

Avoid Punishments, Operate on Rewards

One of the pitfalls of giving chores to children is by giving it as a punishment. When a child misbehaves, some parents use chores as a form of discipline. In doing so, the child associates chores with something negative. They begin to hate the chore, not in itself but because they attach a negative experience to it.

Instead of doing this, a child should see chores as a happy experience. You may try to have an equivalent allowance or reward for each chore. It could be money, a small token, or an experience that they wish to have. This strategy also shows the value of earning something. If they want to get something, they have to work hard for it.

Show a Good Example

Children are great imitators. They will copy what they see around them, especially with their parents. They should see that their parents like to do things for the household and the family. It is more beneficial when they see their mother and father splitting chores. This practice gives them the concept that chores are not gender-based. It also gives them the idea that something is easier when more family members get involved in tasks.

Empower with Praise and Feedback

An excellent way to encourage children to repeat a task is when they know that they have done well. Thus, be generous with praise if you see that they did their best to do a certain chore. Be specific, whether it be the skill, the timeliness, or the attitude by which they have done the chore.

You must also be objective in giving feedback if you see that they still need to improve. This way, they will get accustomed to a certain standard of accomplishing a chore. Do not mindlessly praise for the sake of making them feel good.

Doing chores is a strong way to prepare children for adult life. Making them love it when they are young will benefit them in the long run.

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Whether you are looking for a daycare, afterschool care, at-home care or a preschool, choosing your child’s caregivers is important. These individuals have a significant impact on your children. Therefore, choosing the best childcare option requires more than searching for child care Parker CO.

What You Need

Your first step should be identifying your child care needs and desires. For example, how long and for how many days does your child need care? Will the care provider need to help with homework or other projects? Choose whether you prefer in-home care or if you want your child to attend a daycare, Montessori school or other care facility.

Your child’s needs should also be identified. For example, if your child has any medical risks, such as allergies or asthma, or developmental or other needs, look for facilities that can meet these needs.

Referrals and Research

Your next step should be asking your friends, loved ones and peers for referrals. If they have children who are being cared for by someone outside the family, ask detailed questions about the childcare providers or facilities, including how they handle emergencies or behavioral problems and what services they offer.

You should also check for online reviews and licensing. Conduct a Better Business Bureau search, and speak with the local chamber of commerce to ensure the center doesn’t have any outstanding complaints.

Interviews

Not only should you interview day care centers’ leadership, but you should also interview the workers. Learn about their hours and under what circumstances these hours may be extended. Ask for proof of their accreditation, which childcare centers receive from the National Association for the Education of Young Children and in-home care receive from the National Association for Family Child Care. Ask about and compare costs. Discuss waiting lists and the number of children the provider cares for. You may also discuss immunization, sick kids, caregiver health and other policies.

Observe how the teachers and childcare providers interact with the children. Do they get down on the children’s levels? Do they speak kindly or get frustrated? After a scheduled visit, where you are allowed to observe the care providers on their best behavior, drop by unannounced. You will get a more accurate understanding of the care provided if the staff is unprepared for a formal visit.

Ask the center or child care provider for references, including current and previous clients. You may also speak with parents as they are picking up their children. Don’t underestimate the insight of the children receiving care, though. Ask them questions too.

By conducting a little research, you will find the best caregiver or center for your children.

 

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When is the perfect time to teach your kids about investment? What kind of assets should you make on behalf of your kids, and how can you teach them about it? It is never too early to think about your kids’ future. Often, parents are wary about providing for their kids when they grow older, and their needs expand. Then, of course, there’s always the constant fear that you’re not going to be around forever, and you may leave them on their own sooner than you expect. Parents want to make sure their kids are taken care of even if they’re not beside them anymore.

Investing in your kids’ future is one of the noblest things you can do. While opening a savings account is a good idea, you have to think outside the box to grow your kids’ money in the future. Since they’re still young, this is the perfect time to make investments they can reap when they grow older. Imagine buying a blue-chip company stock right now at just $100 per unit. How much will that cost in the next decade or more? That money can even go to your kids’ college fund.

Shares and Stocks

The stock market may be volatile, but if you invest in the right companies for the long-term, you can watch your money grow and multiply. You can open an investment account for your kids and buy shares of stocks when you can. When there’s a promising initial public offering, consider investing in it because chances are that you can get them for a much lower price than average.

If you invest your $1,000 in the stock market right now, it has the potential to grow to $5,000 or even more, depending on the performance of the company. Investing in stocks regularly will boost your kids’ investment portfolio. This is one of the most popular ways to give your kids a financial head start.

Jewelry

Buying gold, silver, and other precious metals is always a good investment choice. The value of these metals will only grow in years to come. Though there are good and bad days with gold, it is generally a valuable asset. You can also start buying custom jewelry for your kids. As you well know, the value of jewelry increases, too, as years passed. A collection of jewelry will be a worthy investment to make in the name of your kids. They have the option to keep them as heirlooms or sell them for a profit in the future.

529 Plan

A 529 plan is designed for educational plans. You can grow your kids’ money there through investments and regular monthly contributions. The best thing about this plan is that when you withdraw from it for educational purposes, it is not subject to federal income tax (capital gains from investment). However, if the withdrawal is for non-educational purposes, you’ll have to pay a 10% federal tax penalty. You’ll want to stay clear of withdrawing money from this fund.

Mutual Funds

Similar to stocks and shares, mutual funds refer to money you put into a group of companies based on a principal account holder’s decision. You can choose a company that will handle your kids’ mutual funds investment. Here, you won’t have to worry about reading the market and selling/buying shares when the market becomes too volatile. Mutual funds are highly liquid and have recorded good returns for short- and long-term investments.

Insurance

Your life insurance can save your kids’ future when you suddenly pass away, or something unexpected happens like unemployment. Most life insurance policies have investment options, too, so your money will grow while you’re paying for it monthly. You can also use it for your kids’ education. By contributing to the fund regularly, you build up financial protection for your kids once they’re in college.

Teaching Your Kids About Investing

Kids as young as four years old can be introduced to the value of investments and savings. If they want to buy a new toy, ask them to save up for it. They can do menial tasks in the house, and you can pay them a dollar for it. Just don’t forget to explain that they don’t always have to get paid to contribute to the household work.

Start early in investing in your kids’ future, as well as in their financial knowledge. While you can start investing for them, they will also take care of these investments in the future. Aside from the investment portfolio you will leave to them, your greatest gift is to provide them with the knowledge to take care of their finances in the future.

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